IMPORTANT INFORMATION: Rubies Online Bank is the trading name of rubies Lending Services Pty Ltd, ABN # 37169705926, Credit License # 463839. The information contained in this website is for educational purposes only and is not intended as financial advice or to influence you to acquire a financial product. Financial, Credit, Tax, and legal advice should be provided by the appropriate entity and qualified specialist in accordance with the corresponding industry regulations, prior to the acquisition of a financial product or the implementation of a financial strategy.